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YOU EARN SSDI BENEFITS - THEY ARE NOT WELFARE.

I speak truthfully when I tell people that Social Security disability is not welfare.  You paid for it, you earned it.  Claim it. Here's why the Social Security disability program is not welfare: 1)  You paid FICA tax every day you worked.  FICA stands for "Federal Insurance Contribution Act."  It's actually a Social Security tax.  It came out of every paycheck you earned. 2)  You were forced to purchase Social Security disability insurance (SSDI) by the US government.  You were not given a choice.  This is a government sponsored disability insurance plan, just like you would purchase from an insurance company.  The only difference, it was mandatory--you were forced to buy it, no choice. 3)  The Social Security program is self-financing.  It is not paid for out of the general US treasury.  FICA taxes come out of your paycheck, are matched by your employer, and go into a special trust fund.  When you become disabled, money comes out of the trust fund to pay you

IS A DISABILITY CLAIM WORTHWHILE IN 2017?

With Social Security approval rates as low as 23 percent, is it worthwhile to file a disability claim?  Yes, it is.  Here's why. 1.  The odds of approval double in the appeal process.  If you look at national averages, there's still a 42 percent chance of being approved at your hearing.  My firm has award rates considerably higher than the national average. 2.  The average Social Security disability claim is worth over $400,000 according to one study.  That's a lot of money.  Of course, you don't get this all at once, but still... 3.  Medicare insurance comes with most SSDI claims and is an affordable way to improve your qualify of life by giving you access to better healthcare.  For most beneficiaries, Medicare only costs $134 per month.  You can't buy health insurance that cheap anywhere else.  Now, you can see the doctor again.  By adding Part D, you can also get help with the cost of prescription drugs. 4.   You worked and paid FICA tax (Social Security

SOCIAL SECURITY DISABILITY RULES - ALABAMA

Here are the rules for Social Security disability in Alabama. Primary Requirements 1.  You are not now working at substantial gainful employment. 2.  You have not yet reached your full retirement age. 3.  You have 1 or more severe impairments that interfere with the ability to work; this impairment is expected to last at least 12 consecutive months OR to end in death. 4.  You are not physically or mentally able to return to past work. 5.  (Under age 50) - You are not able to perform any other full-tme work which exists in the US economy. Other Factors to be Considered your age your past work experience your level of education your medical treatment records Professionals who assist claimants with disability applications and help get them approved are called "advocates."  They work under an understanding that they only get paid if you win and receive back payments.  If you never get paid past due benefits, the advocate's work was for free and they cannot ch

BAD BACK: GOOD CASE

Spinal disorders are the Number One cause of disability in the United States.  They can make good SSDI cases.  If you have a bad back, you may have a winning claim if you........ a)  Have had an MRI of the spine and it shows bulging or protruding discs or other severe spinal impairments; b)  Have a history of medical treatment for back pain without significant improvement; c)  Get a statement from your orthopedic specialist which lists your restrictions in sitting, standing, walking, bending, lifting and reaching. Your odds will be improved if your past work involved a great deal of standing, walking, lifting and bending.  However, many individuals with bad backs also have trouble sitting for prolonged periods and this can impair the ability to do sedentary type work, as well. Objective medical evidence, including imaging studies are critical.  Social Security does not like to pay for back pain where the cause (etiology) is not clearly demonstrated. But if there is

DISABILITY FOR INFLAMMATORY BOWEL DISEASE

There are a number of inflammatory bowel diseases which can so interrupt the workday as to make an individual disabled.These would include Crohn’s disease, ulcerative colitis, schistosomiasis and amebic colitis, among others.  Such illnesses are evaluated in Section 5.00 of Social Security's Blue Book. These illnesses may preclude the ability to perform any full-time work because of regular symptoms, including: need to take frequent unscheduled restroom breaks unscheduled time away from work station to use the restroom need for a work station near an always-open restroom gastric pain that interferes with attention and concentration excessive missed days from work due to symptoms medication side effects Judges are usually going to want to see treatment using various medication and to see that the treatment does not eliminate your symptoms. When possible, I also try to get statements from former employers or co-workers about how the symptoms caused problems

BE READY FOR BATTLE: GET A LAWYER

The Social Security disability system is a mess! For most people, it's an unknown process.  Don't stumble into it alone. Unrepresented clients (called "unrepped") are not taken seriously.  When you report for your hearing, the first thing the judge will do is offer to postpone until you find an attorney.  That should tell you something! Social Security has the most narrow definition of disability in the world.  It is so narrow, you can barely see light through it.  For most claimants, you have to convince SSA that you are not able to perform any type of work.  And you must produce doctor's records to prove it. You also have to prove the exact date upon which you became disabled.  And you need medical evidence to prove it. If you intend to collect back pay, you had better pay attention to things like:  Date Last Insured, Alleged Onset Date, Substantial Gainful Activity, and a lot more. Claimants who are really disabled can wait 1 to 4 years

GET A LAWYER: GET READY TO DO BATTLE

The Social Security disability system is a mess! If it worked like it should, you would not need a lawyer or advocate.  You could do it yourself....maybe.  But no more. Unrepresented clients (called "unrepped") are not taken seriously.  When you report for your hearing, the first thing the judge will do is offer to postpone until you find an attorney.  That should tell you something! Social Security has the most narrow definition of disability in the world.  It is so narrow, you can barely see light through it.  For most claimants, you have to convince SSA that you are not able to perform any type of work.  And you must produce doctor's records to prove it. You also have to prove the exact date upon which you became disabled.  And you need medical evidence to prove it. If you intend to collect back pay, you had better pay attention to things like:  Date Last Insured, Alleged Onset Date, Substantial Gainful Activity, and a lot more. Claimants who a