SSDI vs. SSI BENEFITS
The US Social Security Administration* administers two disability programs that are in some ways similar and in other ways very different. I. Social Security Disabiilty (SSDI) - Also Called Title 2. Requires a work history to be covered or "insured." (A minimum number of quarters of work are needed to be covered or "insured"). Requires a medical finding of disability to receive benefits 2015 maximum individual benefit is $2,663 per month. Your benefit is based on your lifetime average earnings before you became disabled). No means testing. You do not have to have low income to receive benefits. Has a 5 month waiting period (No benefits payable during first 5 months of disability) Financed by FICA taxes withheld from workers' pay and matched by their employers. II. Supplemental Security Income (SSI) - Also Called Title XVI. Requires no work history to be covered - No minimum quarters of work needed. Requires a medical finding of disability t...