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Showing posts from September, 2016

UNDER AGE 50 - CAN I GET DISABIITY BENEFITS?

Individuals under age 50 will have a more difficult time getting Social Security disability benefits.  There are two reasons.  One, these persons do not have the benefit of the medical-vocational rules.  Two, judges are very reluctant to place individuals on disability.   Some of the things that will make it easier for persons under 50 to be approved include: Consistent Medical Care .  Judges want to see continual medical treatment over a period of time.  Without strong medical evidence, it is nearly impossible to be approved. Support from a Treating Doctor.   Social Security gives more weight to the opinion of a doctor who has treated you over a period of months or years.  One of the best tools you can get is a medical source statement, a document where the doctor describes your specific limitations of functions (walking, standing, sitting, lifting, remembering, concentrating, etc.). Objective Medical Tests . Judges are more likely to award benefits for impairments that can be

DISABILITY: THE ESSENTIAL QUESTIONS

1)  At what age may I apply for Social Security disability (SSDI)?  Answer:  Adults may apply any time before your full retirement age.  (If you were born in 1948, for example, your full retirement age is 66).  Children may apply any t ime prior to age 18 .  There are special rules for adults who became disabled prior to age 22. 2)  What monthly benefit may I expect from SSDI?  Answer: The benefit amount will vary based on your average wages and work history.  The maximum monthly benefit in 2016 is $2,639.  The average monthly benefit is $1,166. 3) Can my spouse or dependent children also receive benefits?  Answer:  Yes, dependents may qualify for benefits based on the wage earner's disability. Dependent grandchildren may also be eligible. A spouse who is caring for a disabled wage earner's dependent children under age 16 may also qualify.  4)  Will I get Medicare insurance with my disability benefits?  Answer:  Yes but there is a waiting period.  Medicare s